Bring core processing, lending, digital banking, payments, cards, Active Directory, HR, vendors, service accounts, and other applications into one repeatable access-governance process. Review access, close revocations, control workforce changes, and keep the evidence ready for examiners and auditors.
See the Community Bank Journey → See UAR PricingThe important question is not simply whether an employee has access to the core. It is what that access allows the person—or a vendor, contractor, or service identity—to do across member servicing, payments, lending, cards, digital banking, and administration.
Most credit unions do not need every IGA capability on day one. Start by bringing the systems examiners and auditors care about into a repeatable certification process, use those reviews to clean up access, then expand into requests, lifecycle automation, identity security, and broader risk governance.
Core, lending, payments, cards, digital banking, AD/Entra, HR, vendors, and other applications.
Route business-readable access to managers, application owners, and accountable reviewers.
Track tickets, automation, exceptions, and reconciliation until the access is actually addressed.
Use cleaned access data to create repeatable templates and identify risky combinations.
Control how employees receive, change, and lose access as jobs and relationships change.
See dormant access, privileged users, service accounts, vendors, and non-human identities.
Keep decisions, remediation, ownership, and evidence ready for NCUA, audit, and management.
Access is usually spread across a core processor, lending platforms, digital banking, payment systems, card tools, directories, SaaS applications, databases, vendor portals, and manually exported reports.
Use the supported ingestion method that fits the system—standard connector, directory relationship, database query, API, secure file/SFTP, or another controlled method. A difficult application can still be part of the access-review control.
Technical roles such as “PowerOn User,” “Wire Admin,” or “Loan Supervisor” may not tell a manager whether the access still matches the employee’s job. Pair the entitlement with department, role, system, ownership, and business authority.
A certification is only useful when revoke decisions reach the application administrator or automated target and the result can be verified.
Route manual access changes to the correct core, lending, card, payment, or application administrator with the original decision attached.
Use direct provisioning or deprovisioning for supported targets while keeping the review decision and status visible.
Confirm that access no longer appears in source data and retain the evidence examiners and auditors can follow.
After stale access is removed, real production data becomes useful for building repeatable access patterns and identifying combinations that deserve additional scrutiny.
Identify common access patterns for branch staff, lenders, operations, contact center, finance, IT, and other stable populations.
Create reusable access combinations for stable job functions while keeping exceptional privileges separately approved.
Flag combinations that may deserve additional control—for example initiation plus approval, member-data maintenance plus transactional authority, or loan processing plus elevated funding authority.
Credit unions are especially sensitive to stale access because small teams often wear multiple hats. Promotions, branch transfers, role changes, contractors, MSPs, CUSOs, and temporary project resources can all leave old access behind.
Add the required loan access while identifying transaction or member-service access that should no longer follow the employee.
Add approval or supervisory access while identifying conflicting or unnecessary legacy permissions.
Remove named administrators, VPN/directory access, service accounts, and privileged credentials tied to the engagement.
Use the authoritative termination event to drive supported deprovisioning and controlled fulfillment across other systems.
Give employees a controlled way to request applications, entitlements, access templates, or time-bound privileges with the correct approval chain.
Use HR or another authoritative source to trigger joiner, mover, and leaver workflows. Automate supported systems and track administrator fulfillment everywhere else.
Core processors, digital banking, lending platforms, integrations, payments, and infrastructure depend on service accounts, vendor credentials, APIs, automation identities, and privileged administrators.
Classify accounts used by core integrations, batch processing, payments, data feeds, reporting, and other automated functions; assign accountable owners and include them in governance.
Add entitlement-usage context in supported identity environments to identify dormant access and strengthen review decisions.
Extend ownership and governance as AI-enabled agents and automation gain access to member, lending, service, and operational systems.
The goal is not simply a completed campaign. It is a repeatable control showing what was reviewed, who made the decision, what was revoked, how exceptions were handled, and whether access was actually removed.
Regulatory requirements and NCUA guidance can change. SecurEnds provides access-governance evidence; it does not by itself establish regulatory compliance.
SecurEnds complements authentication and MFA controls by governing what access a user or identity retains after authentication.
NCUA’s Information Security Examination program is risk-focused and scalable, and NCUA continues to make the Automated Cybersecurity Evaluation Toolbox (ACET) available as a voluntary self-assessment tool. Access-review evidence can support the institution’s broader cybersecurity and examination readiness, but it is one part of the overall program.
Core, AD/Entra, lending, payments, cards, digital banking, service accounts, and other in-scope systems.
Access Request, JML, access templates, SoD, temporary access, and controlled fulfillment.
Usage context, dormant access, service accounts, non-human identities, AI identities, and identity risk.
IT risk, vendor risk, policies, controls, findings, remediation, and evidence.
Start with one quarterly or annual access-review population. We’ll show the review, remediation, audit evidence, and what the next governance step could look like without requiring a full IGA implementation.